Transform Your Future Through Learning

Effective Date: January 1, 2026

1. Information We Collect

We collect information you provide directly to us, such as when you create an account, enroll in courses, or contact us. This may include:

• Personal identification information (name, email address, phone number)
• Payment information for course purchases
• Learning progress and course completion data
• Communications between you and EmpowerCourse Journey

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our educational services
• Process transactions and send related information
• Send technical notices, updates, security alerts, and support messages
• Respond to your comments, questions, and provide customer service
• Communicate about courses, features, surveys, news, updates, and events

3. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy. We may share your information in the following circumstances:

• With your consent or at your direction
• With service providers who assist us in operating our platform
• To comply with legal obligations or protect our rights

4. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

5. Your Rights

You have the right to access, update, or delete your personal information. You may also opt out of certain communications from us. To exercise these rights, please contact us at [email protected].

6. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the effective date.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us at [email protected] or at our address: 2847 N 32nd Street, Phoenix, AZ 85008.

Effective Date: January 1, 2026

1. Acceptance of Terms

By accessing and using EmpowerCourse Journey services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

EmpowerCourse Journey provides online educational courses and related services. We reserve the right to modify, suspend, or discontinue the service at any time without notice.

3. User Accounts

To access certain features of our service, you must register for an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete information
• Updating your information to keep it current

4. Course Access and Content

Upon enrollment and payment, you will receive access to course materials for the duration specified. Course content is for your personal use only and may not be shared, distributed, or used for commercial purposes.

5. Payment Terms

Course fees are due at the time of enrollment. We accept various payment methods as indicated on our platform. All sales are final unless otherwise specified in our refund policy.

6. Intellectual Property

All course content, including videos, text, images, and other materials, are owned by EmpowerCourse Journey or our content providers and are protected by copyright and other intellectual property laws.

7. User Conduct

You agree not to:

• Use the service for any unlawful purpose
• Share course content with unauthorized individuals
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service

8. Limitation of Liability

EmpowerCourse Journey shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.

9. Governing Law

These terms shall be governed by and construed in accordance with the laws of Arizona, United States, without regard to conflict of law provisions.

10. Contact Information

For questions about these Terms of Service, contact us at [email protected] or 2847 N 32nd Street, Phoenix, AZ 85008.

Effective Date: January 1, 2026

1. Educational Purpose

The information and courses provided by EmpowerCourse Journey are for educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, or reliability of the content.

2. No Guarantee of Results

EmpowerCourse Journey does not guarantee any specific results from taking our courses. Individual results may vary based on various factors including but not limited to:

• Individual effort and dedication
• Prior experience and knowledge
• Market conditions and opportunities
• Personal circumstances and situation

3. Professional Advice

Our courses and content do not constitute professional advice in legal, financial, medical, or other specialized fields. You should consult with qualified professionals for advice specific to your situation.

4. Third-Party Content

Our platform may include content from third parties or links to external websites. We are not responsible for the accuracy, completeness, or reliability of such third-party content.

5. Technology Limitations

While we strive to maintain our platform and services, we cannot guarantee uninterrupted access or that the service will be error-free. Technical issues may occasionally affect course delivery.

6. Industry Changes

Industries and technologies evolve rapidly. Course content reflects information available at the time of creation and may not reflect the most current developments in any particular field.

7. Personal Responsibility

You are solely responsible for your use of our courses and any decisions you make based on the information provided. We encourage you to:

• Conduct additional research
• Seek professional advice when appropriate
• Use your own judgment in applying course concepts

8. Limitation of Liability

To the maximum extent permitted by law, EmpowerCourse Journey disclaims all liability for any damages arising from your use of our services or course content.

9. Updates to Disclaimer

We reserve the right to update this disclaimer at any time. Continued use of our services constitutes acceptance of any changes.

10. Contact Us

If you have questions about this disclaimer, please contact us at [email protected].